I have never witnessed a health pandemic of this nature before.

However, after much promptings, I dug into my finance theories bags, and came up with the following comments/forecasts:

1. Future Income
2. Expenditures
3. Debts
4. Assets/Investments

*Future Income*:
Whether you like it or not, your current level of income cannot be guaranteed into the distant future.

Yes, for the next one to three months, but if this pandemic continues, I foresee organizations telling their staff that they can only pay half or quarter or zero salary until things get back to normal.

For this reason, my advice is that you should guard whatever money you have jealously because if the pandemic persists, many businesses will collapse, and the multiplier effects will be great.

As I write, some establishments have even asked their employees to commence some weeks of leave without pay.

But then, usually, during or after a crisis like the one we are witnessing, new businesses will also spring up as learnings from the crisis.

More people will be hired on part- time basis and many businesses will be conducted on-line etc. Existing businesses may be remodelled.

*Expenditures*:
Interestingly, expenses will be on the rise!

The problem here is that “fixed” expenses like food items and medicines will continue to rise due to their scarcity (whether real or artificial).

Other expenses like rent (for those in rented apartments), electricity, transportation, fuel, toiletries, etc. will also be affected.

As basic and trivial as bathing soap or toothpaste are, their prices may also rise.

At this point in time, there is need to review your living/survival expenses.

Frugal spending should take the place of reckless or spontaneous spending. Proper/rational planning should be in place now.

If you think it’s going to rain
for forty days and forty night but goes to ninety days and ninety nights, what will happen?

I tell family & friends to plan for a MINIMUM of six months.

If a solution is found to the problem that we are experiencing now (a vaccine), then the better for everyone.

*Debts*:
Taking and spending money borrowed is equivalent to spending future income today.

With the prevailing global uncertainty, this is evidently the worst time to borrow …, except of course for survival! For businesses, this is the wrong period for borrowing and doing so will be tantamount to business suicide.

Any individual that borrows for the purpose of starting a new business or for expansion of its existing business may be in for a rough time.

Except your business is in the food chain, and other essential or fast moving consumer goods (FMCG), then it will be unwise to borrow now.

Meanwhile, if you do not have money to stock your house with food under the current situation, please look for friendly loan to do so.

However, a salary advance from the bank is not the right decision to make.

I must also add that borrowing to invest in capital assets at this time is also not the right path to take.

*Assets/Investments*:
It is time to begin to reap what has been sown … . It is also the time to sow slowly or sparingly.

It is the time to take a critical look at different available seeds and be selective in sowing them.

Some investments will continue to drop fruits despite this pandemic while some are already in jeopardy and their value nearly wiped out.

Very soon, we will begin to see many tenants owing landlords.

So if you are planning based on expected rental income, please develop plan B).

We will continue to see the value of companies’ equity shares crashing, foreign currencies losing value, exchange rate of Naira to other currencies will continue to worsen, etc.

Be cautious how you invest your money at this time so that you do not burn your fingers.

The general advice is to put your money in an investment that will at least retain its value even if it does not grow.

COPIED from: (Intelligence Advice Device (IAD) AUDITORS’ FORUM)

Watermelon is a fantastic hydrating natural product that has to be compelled to be eaten, thanks to its daemonic advantages. It is a nice wellspring of Vitamin A, Vitamin B1, Vitamin B6, Vitamin C, Pantothenic corrosive, Copper, Biotin, Potassium, and magnesium.

Did you know that seeds from watermelon supply several blessings also? How?

These seeds comprise of supplements like unsaturated fats, basic proteins, minerals like Minerals Potassium, Manganese, Zinc, Phosphorus and .

Watermelon seeds have amino alkaloid acid substance that acts as cancer hindrance agent that features a constructive outcome on account of induration of the arteries, high blood pressure, and erectile brokenness, consequently advancing the extension of veins.
These seeds are in addition useful in the treatment of urinary organ and track diseases.Consume tea from crisp watermelon seeds, stones, and sand within the kidneys will be normally evacuated!.

How to Prepare Watermelon Seeds Tea:
Step 1: Take 20-30 watermelon seeds.

Step 2: Crush and bubble them for 15 minutes in two liters of water.

Step 3: Devour this drink for two days and create a delay the third day and Proceed like this for half a month.

Advantages of Watermelon Seed
Beneath you will be able to discover all medical blessings that watermelon seeds bring around the table:
The seeds are an awesome wellspring of Magnesium that is needed for a standard capability of our heart. They also maintain the standard level of circulatory strain and improve the digestion system prepare. The advantages of watermelon seeds include:

1. Backing off the aging skin

Because of cell reinforcement properties of watermelon seeds, maturing age are backed off and your skin can have younger look.

2. Fights skin break-out

Clean your face with watermelon seed oil and skin inflammation, earth and dead skin cells will vanish. This oil is suitable for every skin types.

3. Counteracts hair damage
The seed has basic unsaturated fats which can keep one’s eyes off from hair damage.

4. Upgrades male richness
Watermelon seeds have carotene cancer hindrance agent that could be a fantastic and expert therapeutic technique to support the male intensity levels.

5. Treats diabetes

If you are simply managing diabetes These seeds drink is good for you and make preparation drink from a modest bunch of watermelon seeds

Preparation:

Step 1: Add watermelon seed in 1 liter of water for 45 minutes.

Step 2: Consume this drink not less than two times each day.

So when next you buy a watermelon, don’t discard its seeds. Simply utilize them.

Meet watermelon service providers near you https://www.elprogramme.wordpress.com

Initially, I declined making comments, primarily because I have never witnessed a health pandemic of this nature before.

However, after much promptings, I dug into my finance theories bags, and came up with the following comments/forecasts:

1. Future Income
2. Expenditures
3. Debts
4. Assets/Investments

Future Income:
Whether you like it or not, your current level of income cannot be guaranteed into the distant future.

Yes, for the next one to three months, but if this pandemic continues, I foresee organizations telling their staff that they can only pay half or quarter or zero salary until things get back to normal.

For this reason, my advice is that you should guard whatever money you have jealously because if the pandemic persists, many businesses will collapse, and the multiplier effects will be great.

As I write, some establishments have even asked their employees to commence some weeks of leave without pay.

But then, usually, during or after a crisis like the one we are witnessing, new businesses will also spring up as learnings from the crisis.

More people will be hired on part- time basis and many businesses will be conducted on-line etc. Existing businesses may be remodelled.

Expenditures:
Interestingly, expenses will be on the rise!

The problem here is that “fixed” expenses like food items and medicines will continue to rise due to their scarcity (whether real or artificial).

Other expenses like rent (for those in rented apartments), electricity, transportation, fuel, toiletries, etc. will also be affected.

As basic and trivial as bathing soap or toothpaste are, their prices may also rise.

At this point in time, there is need to review your living/survival expenses.

Frugal spending should take the place of reckless or spontaneous spending. Proper/rational planning should be in place now.

If you think it’s going to rain
for forty days and forty night but goes to ninety days and ninety nights, what will happen?

I tell family & friends to plan for a MINIMUM of six months.

If a solution is found to the problem that we are experiencing now (a vaccine), then the better for everyone.

Debts:
Taking and spending money borrowed is equivalent to spending future income today.

With the prevailing global uncertainty, this is evidently the worst time to borrow …, except of course for survival! For businesses, this is the wrong period for borrowing and doing so will be tantamount to business suicide.

Any individual that borrows for the purpose of starting a new business or for expansion of its existing business may be in for a rough time.

Except your business is in the food chain, and other essential or fast moving consumer goods (FMCG), then it will be unwise to borrow now.

Meanwhile, if you do not have money to stock your house with food under the current situation, please look for friendly loan to do so.

However, a salary advance from the bank is not the right decision to make.

I must also add that borrowing to invest in capital assets at this time is also not the right path to take.

Assets/Investments:
It is time to begin to reap what has been sown … . It is also the time to sow slowly or sparingly.

It is the time to take a critical look at different available seeds and be selective in sowing them.

Some investments will continue to drop fruits despite this pandemic while some are already in jeopardy and their value nearly wiped out.

Very soon, we will begin to see many tenants owing landlords.

So if you are planning based on expected rental income, please develop plan B).

We will continue to see the value of companies’ equity shares crashing, foreign currencies losing value, exchange rate of Naira to other currencies will continue to worsen, etc.

Be cautious how you invest your money at this time so that you do not burn your fingers.

The general advice is to put your money in an investment that will at least retain its value even if it does not grow.

COPIED from: (Intelligence Advice Device (IAD) AUDITORS’ FORUM)

Amethyst

ELN is a social enterprise program created to provide support for business development revealing strategic business outlets like solid minerals trading platform SMTP.

Nigeria and most part of the world is facing seriuos challenges in providing jobs and employment to the everyday rising population. We have witnessed high level of insecurity, kidnapping and armed banditry.

We live in fear because people who are hungry, and not patient anymore, have decided to get a very high paying lucrative job using all sorts of wrong schemes, to take money or properties away from those who have them, or accumulated wealth for generations yet unborn, while those born suffer.

It is in the light of this obvious reasons that SMTP bring to the open opportunities in the mining industry.

Most importantly, it offers you the certification, so you’re not an “illegal mining business owner” and SMTP make sure to pay royalties to the Government. This is why working with the regulated agencies and professionals gives credence to your business.

All over the world, the Artisanal Miners provide 80% of the solid minerals exported or imported. And to restructure this sector for maximum benefits to stakeholders, SMTP is bringing to the view of all the advantage of this great opportunity making money make money for you, wherever you are located in this world.

For more enquiry on how to participate

Email: artisanalminers@gmail.com

In our part of the world, CV and a résumé means the same thing but in other climes, they mean different things entirely. Some of us have been submitting CVs like forever and yet we don’t get interview invites.

The struggle you’re in today is developing the strength you need for tomorrow, don’t give up, beginning is easy continuing is hard. It is not our abilities that show what you truly are, it is your choices. Dont bother with small plans, they motivate no one. The Lord guides.

“`What is a CV?

A CV is an official document that contains the profile, educational and career background of a person.

The problem is that your CV is not passing what is known as The 30 seconds Test. The 30 seconds test simply means that an employer or interviewer will decide if he’s going to employ you or not within 30 seconds of perusing your CV.

The Do’s and Donts of CV

*packaging;

1. Never start your CV with “Curriculum Vitae”. Start with your name boldly written with a larger font.

2. Ensure the address on your CV is the same with the location of the job. It will make interviewers consider you faster. e.g, if the job is in Lagos, apply with a Lagos address. If you don’t stay in the same location, look for someone you know that use same location.

3. Don’t use childish email address. Use an email address with your name. Don’t use email address such as sexybecky4u2luv@gmail.com. It says a lot about your maturity and professionalism. You can use michaeljacobs@gmail.com or michael.jacobs@gmail.com. If the name is already taken, add some numbers, e.g michaeljacobs236@gmail.com

4. Under personal data or profile. Some entities like date of birth, state, local government and nationality are not compulsory. As a matter of fact, if the age they need doesn’t favour you, just take off your date of birth. Keep the interviewer in doubt. Rather sell your skills.

5. Under educational background and dates, simply write your school, your course of study and then the year you graduated. Take off the year you got admission. Some people started school in 2005 and graduated in 2012 for a 4-year course. It might not be their fault but employers wouldn’t take it that way since you’re not there to defend it. So I repeat, write out only graduation year.

Also, there’s no need for your grade (First class, 2.1, 2.2, etc). Just take it off.

6. Professional Certification is another area that’s making people lose out of job search in recent times. Under this section, most people don’t have what to put and it pisses off most employers. It means you haven’t done much to add value to yourself. If you are a Corp member here, try to do one or two professional course during your service year, else you will be submitting what we call a blank CV’. For those working, you can use your weekends to achieve same. It will help you in your next job search.

Under your work experience, you are expected to state where you worked, your job designation and your responsibilities. If you are no longer working in the firm, write your responsibilities in past tense. The current place of work can be written in present tense.

However, all your work experiences need not go on your CV except the one relates to the job you’re applying for. it makes your CV concise.

** Under you hobbies and interest, you need to be careful of your choices. I once saw a CV that has playing video games as the applicant’s hobby. I quickly discarded the CV. Your hobbies should be within researching, meeting people, playing scrabble or chess, mentoring and travelling. But be sure you are into the hobbies as it could be placed before you one day.

9. Under your referees or references, please you are expected to have your referees name, address, phone number and email address. You can also use your family member as your referee but ensure you don’t use the same surname. Also, ensure your referees are aware you are using them as referees to avoid stories that touch.

10. An ideal CV should be in black and white not coloured except on two occasions: if you are applying as a graphic designer and you want to wow your employer or when your CV has the logo of the company you’ve worked before under your job experience.

11. Never forward a CV from your inbox to another employer. Open and compose a fresh mail then upload your CV and send

12. When sending your CV, make sure the subject carries the job role you are applying for.

13. Don’t save your CV on your laptop or phone as ‘My CV’ or Edited CV’. Simple save it with your full name, e.g Adebayo Michael Samuel.

14. When sending your CV, don’t leave the email page blank. Copy your cover letter and post on the email page. Forget the usual ‘Sir, kindly find attached herewith for your .

15. You don’t need to append your passport photo on your CV except the employer request for it which is quite rare.

** Cover Letters;

* What is a Cover Letter?

A cover letter is a letter used in applying for a job position. It tells the employer your achievement(s) and how you can replicate same achievement in his firm if considered for the job. In fact, a cover letter allows you sell yourself to an employer, making him see what he stands to gain should he employ you. The major idea behind cover letters is to enable you seduce your would-be boss to see you as the best candidate. However, we have to be careful with our choice of words so we don’t brag instead of selling our skills. We have three major types of cover letters and they all play different roles:

1. Speculative or cold calling cover letters

2. Cover letters in response to job adverts

3. Cover letters with names dropping.

1. Now, we send speculative or cold calling cover letters to firms we are not sure have vacancies but we want to work there. You send such cover letters and then send a follow-up letter three weeks later. The idea is to put yourself in the eyes of the employer.

2. Cover letters response to job adverts have taken over application letters. It is written to woo an employer that you are the right candidate for the job. Here, you look at the skills they need the candidate to have and tell the employer you can do it. You also tell the employer problems you’ve solved in the past. It could be when you made your students do well in WAEC during your Youth Service year or when you made a good sales for your former/present firm. Even your social media skills can be brought in by telling your employer that you would use it to project the firm to people.

3. Cover letters with name dropping is used when you are recommended by someone to a company. On the letter, you will need to state who recommended you and address the letter to the particular person you were told to write. It takes the form of speculative cover letter but only has names stated on it. So in a nutshell, cover letters are to make you sell your skills, so give the employer your best shot.

Ok. I will like to address some interview questions and how to answer them.

1. MAY WE MEET YOU?

You are not expected to tell them your life history of how you are the last born and related to your village head. All they want to know are your name, educational background and career background. e.g My name is Michael Jacob, a graduate of Mechanical Engineer from University of Lagos and also a career engineer.

2. WHY SHOULD WE HIRE YOU?

This gives you an opportunity to sell yourself. Tell them about your qualification, experience (if you have) and skills.

I should be hired because I’m academically qualified for the job. I also have the needed experience and skills needed to carry out the task I’m being interview for.

3. ARE YOU MOBILE?

If you like tell them ‘Yes, I have a car’ or ‘Of course! who doesn’t have a phone?’. You are on your own.

What they are simply asking is are you free to relocate from your present location if we employ you?’. If it’s possible, simply say ‘yes’.

4. CAN YOU TELL A LIE TO PROTECT THE INTEREST OF THIS FIRM IF EMPLOYED?
This question is meant to cage you to ‘one corner’. I know you all know the song.
If you say ‘yes’, it means you can’t be trusted. If you say ‘no’, it means you don’t have the interest of the firm at heart. So what do you say?
Simply Tell them, ‘As a professional, I will do anything within my powers to protect the interest of my company’. ‘within my powers’ is an open statement. That means if you can lie, you will. If you can’t lie, you wouldn’t.

5. HOW MANY BOYFRIENDS/GIRLFRIENDS DO YOU HAVE?

This is a tricky one. Don’t go self destructive by telling them,’ I have two boyfriends sir, Emeka and Peter. In case, Emeka disappoints me’.
They are not interested in your affairs. This is a ‘perfunctory’ question meant to probe your disposition. They want to know how sociable you are. So answer this way, Sir; I have many friends and if given the opportunity to work here, I will make sure they do business with this firm.

*Batch 2 COMMON INTERVIEW QUESTIONS FOR GRADUATES*

*1. Tell us about yourself?* The interviewer is not interested in hearing stories; they simply expect to know your academic and professional achievements, your name and the institution you currently work for. Take a minutes to introduce yourself, and state your recent academic qualification and your relevant experience (if any).

*2. Why do you think you are the best candidate?* The recruiter expects you to tell them about your professional achievements and the unique skills you possess that will add value to the organization. If you are a Customer Care graduate then you should tell them that you are a good listener and patient; these are the qualities the employer is looking for.

*3. What are your weaknesses?* The question is not simple as it looks; most candidates go blank when they face this kind of question. Take your time in explaining why you can’t leave the office before you complete a task. You can also inform them how you are quick to trust a person, which in most cases makes you a victim.

*4. Where do you see yourself in five years?* The employer wants to know whether you are ambitious or you’re the kind of a person who secures a job and then you forget about yourself. Answer the question by stating how you intend to further your studies and grow professionally as you strive to meet your employer’s goals. (It is important to tie your goals to your employer’s goals because no employer would be willing to hire and invest in a rookie who will leave their organization in a year or less after they have invested in training the individual)

*5. How do friends describe you?* The question is testing your personal attributes, when answering it ensure that you don’t over exaggerate. Take the shortest time possible to state the best attribute you possess that you believe will add value to the institution.

*6. What do you know about this company?* Before you enter the interview room, ensure that you go through the company website to read latest news, company profile, goals, management team, objectives, vision and mission; they will help you answer this question.(where the company is unknown, do your research and be familiar with the business/industry you desire to build your career) The question expects you to briefly describe what you read on their website and not what you imagine of the company.

*7. Do you have any question to ask the panel?* This is usually the last question that the interview panel asks interviewees; if you fail to ask them questions, you will lose some marks, always have a question to ask no matter what. Ask them whether they have plans to expand their business, whether they support employees to further their studies and how they motivate employees. You can pull a surprise by asking when you can start, it shows confidence.

*8. What is your salary expectation?* The question is tricky because as a fresh graduate you don’t have a clue what to be paid; simply ask them what they pay others of your level, if they fail to give a satisfactory answer then give them a reasonable range. Ensure you do your research before you go for interview room because you must be asked this question.

*I found very much interested so I had to share with you*
Cheers🤝🏻

SEND your
* Business name
* Service you provide
* Address
* Mobile number and
* Email
to: +234 806 705 0801

alarmygr@gmail.com

234Aproko.com na which work you dey do? will confirm your listing, for 2kks kia kia service connecting requesting party with service provider.

DONT BE LEFT OUT!

Generate traffic and improve sales

Thinking of what else to do and live a healthy & wealthy lifestyle?!.

THE ENTREPRENEURIAL SPIRIT AND THE NETWORK MARKETING OR MULTI-LEVEL MARKETING MLM BUSINESS IS WHAT YOU NEED TO HAVE.

WHY MUST YOU JOIN A GOOD NETWORK MARKETING COMPANY???

1. World Population index predicts 9 billion People by 2025.
*Technology and Off Crude advancements (Electric and solar powered automobiles etc) will render the CRUDE based Businesses and their Employees jobless.

2. More people, less Jobs… Money is in people. Its wise to start building your NETWORK NOW.
YOUR NETWORK👥 WILL BECOME YOUR NETWORTH 💱💲💰…

3. Global shift back to HERBAL, ORGANIC AND NUTRITION based Cure from Diseases and the insatiable desire to get healthy, remain healthy and live & look younger, will drive the 21st century ( and beyond) Market and Business.

Catching the Drift/Vision?

Have you begun carving a NICHE for yourself yet?
Have FORESIGHT!
Let me show you “HOW”

TYPES OF INCOME

1. Linear income

– Earned income from direct personal Efforts, Ideas and Money. You can hardly get rich doing this because there is so much you can do and limited time to do it!

2. Leverage Income

– This is income based on four concepts. Leveraging on:

OPE – other people’s Efforts
OPI – other people’s Ideas
OPM – other people’s Money.
OPN – Other people’s Network.

This is how the rich get richer and the poor get poorer.

Amazingly, this is the opportunity being offered by MULTI LEVEL MARKETING also known as NETWORK MARKETING

YOU GET PAID BOTH FOR YOUR DIRECT EFFORTS AND THOSE OF THE TENS/HUNDREDS/THOUSANDS/ MILLIONS OR EVEN BILLIONS UNDER YOU!

Let your money work for you too. You have worked enough for it.

There are many MLM (Multi Level Marketing) Companies out there.
Four must-haves for my ideal MLM Company are:

1. Highly consumable (demanded) and efficacious products

2. Very generous and rewarding DISTRIBUTORS’ COMPENSATION OR BUSINESS PLAN

3. Affordable and easily available Product line.

4. Newness or Freshness of the Company leaving room for many years of expansion.

All these, I have found in my present company NORLAND INTERNATIONAL.
****************************************

ABOUT THE COMPANY…
ABOUT A FEW PRODUCTS…
ABOUT THE. COMPENSATION PLANS…

The name of the company is called *NORLAND*

*CHAMPIONING THE HUMAN BODY RESTORATIVE AND REGENERATIVE SCIENCE (HBRRS)*

It is based in China, and was launched in 2008. It has international offices in, USA, Russia, Korea, Taiwan, Hong Kong, Canada, Italy, Singapore and Indonessia . it is currently entering into Africa due to their projects and expansion. It became 1 Year in NIGERIA October 2019 😍

Three things to know:

1. Talk of Company
2. Products and function
3. How to make money (complan)

*THE COMPANY* : Norland Industrial group is a large scale transnational Industrial group which covers Healthfunctions👇🏻👇🏻👇🏻, Direct Selling and E- commerce and it’s integrated with numerous business including health management, medical service, international logistics, production and finances.
The company has taken the lead in the health detoxification field by adhering to it’s vision of building a global ecosystem of health and detoxification so that all may benefit from health Functions
👇🏻👇🏻
Norland has many products on Health, Cosmetology and daily-use products.
But the ff are just a few:

MEBO GI (Gastrointestinal Capsules):
Functions👇🏻👇🏻

• It promotes the Regeneration and Replication of normal cells in the body.
• Treatment of Ulcer( Peptic ulcer, Gastro duodenal ulcer, GERD etc)
•Constipation
• Treatment of both internal/external sore healing without scars.
* Powerful Organ restoration, in cases of malfunction or outright failure. This is by inducing a massive replication of Potential Regenerative Cells (PRC) via A PLURI-POTENT STEM CELL Adaptation.

• etc….

*NOURI SANITARY PAD:
Functions*👇🏻👇🏻👇🏻

•It Relieves menstrual Pain and preserve health
•Anti- bacterial
*Anti- inflammatory
*Anti- growths
•Eliminates Odor, helps relieve stress.
•Energizes the body.
•It promotes metabolism

*SUNLITE HERBAL* TOOTHPASTE: Functions👇🏻👇🏻

• Fluorine- free formula
•Eliminate Odor
•Helps to reinforce the root of the tooth
•It stops gum bleeding
•It prevent dental plague
•It whitens teeth and leaves the mouth fresh/healthy, etc…

*THE MAGIC PAN*:(Cooks Without Oil) functions👇🏻👇🏻👇🏻
MAY:
*Lower cholesterol,
•Regulate blood pressure,
•Reduce inflammation,
•Relieve itching and redness,
•Regenerate skin cells,
•Improve blood circulation,
•Tighten dull skin,
•Boost immunity and aid digestion.

*MULTI PURPOSE WASHING LIQUID*

*FACIAL MASK*

*MOUTH WASH

And many more products ( over 25 products)
*Supplements
*Personal care
*Electronics/Appliances

THE MARKETING PLAN (In brief)
🙏🏻🙏🏻🙏🏻😀😀

There are six(6) ways in making money in Norland.

These are:
1) Start Up Bonus
2) Group Bonus
3) Leadership Bonus
4) Honorary Bonus
5) Re- Purchase Bonus and
6) Benefits Bonus

🎯ENTRY LEVELS/RANKS🎯

♦️IF YOU REGISTER AS AN ENTRY MEMBER WITH 44K THEN INTRODUCE TWO PEOPLE UNDER YOU, THE COMPANY WILL PAY YOU #14K. IF YOU ALSO REGISTER TWO UNDER THE FIRST TWO, YOU WILL EARN ANOTHER 14K, THEN THE COMPANY WILL GIVE YOU FREE PRODUCTS WORTH #40K.

♦️IF YOU REGISTER AS A SENIOR MEMBER WITH 87K, THEN INTRODUCE TWO PEOPLE UNDER YOU, THE COMPANY WILL PAY YOU #28K. IF YOU ALSO REGISTER TWO UNDER THE FIRST TWO, YOU WILL EARN ANOTHER #28K, THEN THE COMPANY WILL GIVE YOU FREE PRODUCTS WORTH #80K.

♦️IF YOU REGISTER AS BRONZE WITH #167K, THEN INTRODUCE TWO PEOPLE AND YOU WILL EARN #56K. THEN, IF YOU REGISTER TWO UNDER THE FIRST TWO, YOU WILL EARN ANOTHER #56K AND COLLECT FREE PRODUCTS WORTH #160K.

♦️IF YOU REGISTER AS SILVER WITH 350K, INTRODUCE TWO PEOPLE, YOU WILL EARN #112K. THEN REGISTER TWO PEOPLE UNDER THE FIRST TWO, YOU WILL EARN ANOTHER #112K AND THEN COLLECT FREE PRODUCTS WORTH #320K.

♦️IF YOU REGISTER AS GOLD WITH #700K, INTRODUCE TWO PEOPLE, FIRST BONUS #240K, INTRODUCE TWO PEOPLE UNDER THE FIRST TWO AND EARN ANOTHER #240K, THEN COLLECT FREE PRODUCTS WORTH #640K.

♦️IF YOU REGISTER AS DIAMOND WITH #1,350K THE HIGHEST LEVEL IN THE BUSINESS, INTRODUCE TWO PEOPLE, FIRST BONUS #440K, THEN REGISTER TWO PEOPLE UNDER THE FIRST TWO AND EARN ANOTHER #440K WITH FREE PRODUCTS OF YOUR CHOICE WORTH #1,280K

MORE ON THE COMPANY…

The business covers the whole of China and has expanded to 43 countries and regions including the USA, Korea, South Africa and Russia etc. Norland Industrial group has set up so many entities and subsidiaries, with Norland Industrial group Co Ltd as the operation center in the Chinese region, which includes:

🌀Beijing Norland Biological Engineering Co.Ltd,

🌀Beijing Zhengdehuitong Biotechnology Co Ltd,

🌀Beijing Norland International Trade Co Ltd,

🌀Beijing Youkaiai Medical Cosmetology Hospital Co Ltd,

🌀Beijing Hancheng International Medical Cosmetology Center,

🌀Yanbian Pharmaceuticals Co Ltd,

🌀Norland International Business School;

and global subsidiaries with American ZMD International Group Co Ltd as the international operation center, which includes:

🌀Russia ZMD International Co Ltd,

🌀Korea International ZMD Co Ltd,

🌀Chinese Taiwan ZMD International Business Ltd,

🌀Chinese Hongkong ZMD Biological Engineering (Group) Co Ltd.,

🌀Brazil ZMD International Co Ltd,

🌀Venezuela ZMD International Co Ltd, and

🌀Kazakhstan ZMD International Co Ltd.

All these entities connect and support each other thus enhancing a healthy development of the global business of Norland International group.

Currently, Norland is implementing its second five year strategic plan and making a strenuous effort to achieve its four main objectives of;

1. building a century foundation,

2. shaping a century brand,

3. successfully making millions of elites and

4. serving millions of families wholeheartedly.

Norland recently achieved efficient and stable growth.

Norland is mainly involved in healthy and beauty consumer goods with health detoxification as the core product;
This includes:
Zhimingde Detox Pro Pack,

Detox Pro health food,

Healthway,

Chaolikang and Fido,

Meibao Nutrition Health Food,

Anti-aging Series, Platinum Luxury Anti-aging Skin Care Products,

Nouripad Personal Care Products, UingKing international Medical Cosmetology project and service, REBORN Anti-aging and health check project and service, detoxification check and susceptible genes project and service, Benyuan Shenghuohui store franchise system as well as North Huigo Mall Internet.

*Global Business.
Pioneer NORLAND INT’L in your Country

⭐TO REGISTER OR BUY PRODUCTS⭐

CALL: +234 806 705 0801

EMAIL: omorajagaba@gmail.com

#NorlandCare #TheImageMakerValue

👇👇👇👇👇👇👇

1. ACNE/PIMPLES

2. ANXIETY AND DEPRESSION, RESTLENESS & FATIGUE

3. ADENOIDS (Enlarge)

4. ANEMIA

5. ARTHRITIS/RHEUMATISM

6. ASTHMA

7. ABSCESS

8. ABDOMINAL PAIN

9. ALLERGIC DERMATITIS (SKIN PROBLEMS)

10. BALDNESS

11. BLEEDING GUM

12. BLOOD INFECTION (SEPTICEMIA)

13. BROKEN BONE

14. BODY ODOUR

15. BOIL

16. BULIMA (ILLNESS WHERE PERSON THROW UP MEAL – VOMITING)

17. BLADDER INFECTION

18. BLOOD IN URINE

19. BREAST CANCER

20. CANCER (MALE: PROSTATE FEMALE: REPRODUCTIVE SYSTEM – CERVICAL CANCER)

21. CANCER (OTHER FORMS)

22. CATARACT

23. CHICKEN POX

24. CHOLERA

25. CONJUNCTIVITIS (APPOLO EYE)

26. CRAMPS/MUSCULAR PAIN

27. CHRONIC FATIGUE/WEAKNESS

28. CIRRHOSIS (DISEASE OF THE LIVER)

29. COLD, FLU, CATARRH

30. CYSTITIS (INFLAMMATION OF THE BLADDER CAUSED BY BACTERIA INFECTION SUCH AS E-COL MORE COMMON IN WOMEN)

31. COLITIS (INFLAMMATION OF THE COLON OR LARGE INTESTINE)

32. CONSTIPATION (DIFFICULTY IN EMPTYING BOWEL)

33. CELLULITIS (ACCUMULATION OF FAT, PROTIEN, LIQUID IN THE ABDOMEN, THE WAIST, HIPS, FOREARMS ETC)

34. DIARRHEA

35. DEMENTIA (MEMORY DISORDER)

36. DIABETES (EXCESS SUGAR IN THE BLOOD)

37. DYSLEXIA IN CHILDREN

38. DRY SKIN

39. ECZEMA

40. EPILEPSY

41. EYE PROBLEM (GLAUCOMA * CATARACT)

42. ELEPHANTIASIS

43. FACE WRINKLES

44. FATIGUE/STRESS/WEAKNESS

45. FIBROID/CYSTS

46. GALL BLADDER STONES

47. GANGRENE

48. GASTRITIS

49. GRAY HAIR/HAIR LOSS/BALD HEAD

50. GOUT (A METABOLIC DISEASE MARKED BY ACUTE ARTHRITIS AND CAUSING PAIN IN TOES)

51. GONORRHEA

52.GOITRE

53. HEART PROBLEMS

54. HIGH CHOLESTEROL (MORE THAN 200gm IN THE BLOOD)

55. HYPERTENSION (HIGH BLOOD PRESSURE)

56. HYPOTENSION (LOW BLOOD PRESSURE)

57. HYPOGLYCEMIA (LOW BLOOD SUGAR LEVEL)

59. HEADACHE/MIGRAINE

60. HEPATITIS (INFLAMMATION OF THE LIVER CELLS)

61. HYPERTHYROIDISM

62. HIATUS HERNIA

63. HORMONE IMBALANCE

64. HOT FLUSHES

65. HYPERACTIVITY (CHILDREN 1-6) (TEENAGER 11+)

66. ISOMIA

67. IMPOTENCY

68. INDIGESTION

69. INFERTILITY/STERILITY

70. INTESTINAL PARASITE

71. INSECT BITE

72. INTERNAL HEAT

73. KELOID

74. KIDNEY STONE

75. LIVER ENLARGEMENT

76. LONGEVITY/ANTI-AGING

77. LARYNGITIS/SORE THROAT

78. LEUKEMIA

79. LOW SPERM COUNT

80. LUMBAGO

81. MALNUTRITION

82. MALARIA

83. MENINGITIS

84. MENSTRUAL PAIN/CEASE

85. MOUTH ODOUR

86. MENOPAUSE

87. MASCULAR DYSTROPHY (WEAKNESS OF MUSCLES)

88. NICOTINE ADDICTION

89. NAIL PROBLEMS (DRY, BRITTLE AND CRACKING NAILS)

90. NOSE BLEEDING

91. NAUSEA

92. NUMBNESS

93. OSTEOPOROSIS

94. OVARIAN CYST

95. OVER WEIGHT (OBESITY)

96. PARKINSON DISEASE

97. PANCREATITIS

98. POOR ERECTION/QUICK EJACULATION

99. PREGNANCY/LACTATION (FOR THE MOTHER’S/CHILD PROPER NOURISHMENT)

100. PROSTRATE

101. PULMONARY EMPHYSEMA (DISEASE CAUSING BREATHING DIFFICULTY)

102. PNEUMONIA (FOR ADULT) (FOR CHILDREN)

103. VAGINA DISCHARGE/VAGINITIS

104. VARICOSE VEINS

105. VOMITING/NAUSEA

106. VITILIGO (CAUSING DISCOLOURED HANDS & SKIN)

107. WART (A SMALL, FLESHY BUMP ON THE SKIN OR MUCOUS MEMBRANE CAUSED BY HUMAN PAPILOMA VIRUS)

1. What is Norland ?
2. How to join…
3. How we get paid weekly
4. How we get paid monthly
5. Our incentives/ Ranks.

1. *WHAT IS NORLAND INDUSTRIAL GROUP LIMITED*?
Founded in 2008, Norland industrial group is a large scale transnational industrial group which covers health, medical cosmetology, *Direct selling*(MLM) and e-commerce industries and is integrated with numerous businesses including health management, medical services, production, international logistics and finance.
Founded by a Surgeon whose research focused on cell regenerative/rejuvenation; NORLAND products are highly effective.
The company has taken a lead in the health detoxification field by adhering to its vision of “Build a global ecosystem of health and detoxification so that all may benefit from health awareness. Currently Norland is in over 48 countries and 4 continents, including Africa which started in 2017. And in Nigeria , we just clocked 1 year last October and have created more millionaires than the average result of other companies combined. *Fact!!*👌🏼

2. *HOW TO JOIN NORLAND*
1. :We have 5 Entry packages to choose from..👇🏻👇🏻👇🏻
🏵 *#44,000 – Entry Member*
🏵 *#87,000 – Senior member*
🏵 *#167,000 – Bronze member*
🏵 *#350,000 – Silver member (Good package)*
🏵 *#700,000 – Gold member (Better package)*
🏵 *#1,350,000 – Diamond member (Best Package)*

2. Choose your preferred package , make payments to company’s account , and then pick *products of your choice worth the exact amount you paid* , And you are automatically on board 🛫🛫🛫 *(Registration is free!!)* You have 60days to upgrade.

3: Recruit minimum of 2 people , then teach them to do the same. *(Its a copycat , we use the pull method)*👌🏼
note: if you join our Norland Global Team, we place one person for you, and you get just one person to have done your bit. And you continue to gain from Point Values from health products you sell.

*HOW DO WE MOVE UP THE MARKET PLAN*?

*Stock of #44,000 is 70PVs*

*Stock of #87,000 is140PVs*

*Stock of #167,000 is 240PVs*

*Stock of #350,000 560PVs* etc.

PV means *Point Value*. Every product has a point value attached to it , and the higher your PV , the higher your payout and the better and faster the business grows!. *its a business of PVs)*

3. *HOW DO WE GET PAID WEEKLY?*

👇🏼👇🏼👇🏼👇🏼👇🏼

*Types Of Bonuses*

1.fast start bonus (weekly)
2. Group Performance bonus (weekly)
3. Leadership bonus (monthly)
4. Maintenance bonus (monthly)

📚📖📚📚✍🏼

‼1. *FAST START BONUS*

It is the bonus Norland pay you for new members that join your network tree.

Now let’s do the calculation 💻💻👇🏻👇🏻👇🏻

For example : if you’re a senior member (140pvs), And two new members join you directly , you get
*= N28, 000 Cash* &
*= N40,000 Free product of your choice* 💃🏼💃🏼💃🏼
*Total of N68,000* (About 75% of your investment),
Apart from your initial product of #80,000 you had collected on registration !!

*Let me marvel u* The moment two people come into your binary (that’s one on your left and on your right, whether you are their sponsor or spill over , you get the N28,000 😳😳😁,
And the moment your 2 persons recruit 1 person each , you get another N28,000 cash..😳🤬 *Norland is a GOAL !*
YOU
👤
A👤 👤B = 28k.(+40k free products)
C👤 👤D = 28k.(+40k free products)

*NOTE* The free product is paid only to people who sponsor new members and not on spill over 👌.
*And is paid till INFINITY !* 💃🏼💃🏼💃🏼💃🏼 Anytime you sponsor new member , you get 25% of the amount on free products!!!

As a *Bronze =u get 56k, free products worth 80k*

As a *Silver u get 112k, free products worth 160k*

As a *Gold u get 224k, free products worth 320k*

As a *Diamond u get 448k, free products worth 640k*

*NOTE*: Each level is double the former one and so is the payment pattern . Also note ,that in Norland ,there is *NO SSD* As such, you can recruit any level despite your personal entry level and still get paid 😳.

‼2. *GROUP PERFORMANCE BONUS*
*(THE GAME CHANGER – MONEY MAKING MACHINE)*
This is the Bonus that is paid to you based on your team performance on a weekly bases , It is calculated from 10-13% depending on your entry level and is paid weekly *FOR LIFE*
Senior member 10% *( With maximum payout of 2.4m monthly)*
Bronze member 10.5% *(With maximum payout of 4.8m monthly)*
Silver member 11% *(With Maximum payout of 9.6m monthly)*
Gold member 12% *(With maximum payout of 19.2m monthly)*
Diamond member 13% *(With no maximum payout ! Open cheque)* 👌🏼
So think about how much you want to make from NORLAND and choose your package accordingly.Always Think of Upgrading your account when due to maximize your profit.

*NOTE*: This bonus is paid on your team A and team B point matching , and is calculated from your pay leg (weak leg). E.g. week 1
👤
A(generate 12000pvs) 👤 👤B (generate 15000pvs)
Your pay leg is team A. and Assuming you are a Diamond member , your will earn for that week:
12000pv X 13% =156,000 ÷100 (To get dollar equivalent)
=$1560 X N400 (Norland exchange rate).
Your Group Performance Bonus for that week will be.
= *N624,000* .It can be higher if the point is higher , and vice vasa !!

4. *HOW DO WE GET PAID MONTHLY ?*

‼3 *LEADERSHIP BONUS* *(MY FAVOURITE)*
This is the bonus you are paid for encouraging and helping your down line to make money💴💷💶 And for every cash they make ,you are paid some percentage .
*Silver member = 8% 1st generation only)*

*Gold member = 8% 1st generation & 5% 2nd generation)*

*Diamond member = 8% 1st generation , 5% 2nd and 5% 3rd generation)* for example:
If YOU sponsor UCHE & BOLA and both of them make 10million naira each in a month , you will be paid 8% of their 10m each ,which 800k X2. your Leadership bonus for that month will be 1.6million naira.

*LET ME WOW YOU !!*
🍀This bonus is paid not from their 10m but from company’s purse.
🍀It is also paid on unilevel , which means you can earn from one active leg !!💃🏼💃🏼💃🏼💃🏼💃🏼💃🏼, no need for matching. *Provided you are from silver level & Above*

*MAINTENANCE BONUS*
*Now this is another game changer* Earn from the subsequent purchase of your down line after their initial registration down to *12 COMPRESSED GENERATION*
1st 8% 7th 3%
2nd 7% 8th 4%
3rd 6% 9th 5%
4th 5% 10th 6%
5th 4% 11th 7%
6th 3% 12th 8%
*Why the game changer ?*
Notice the graduation from 7th generation , even as the generation expanded? THIS HAS NEVER BEEN HEARD OR SEEN IN THE INDUSTRY !!
*And What do Norland mean by compressed?*
Assuming in your 1st to 12th generation, some number of persons did not make purchase, but there are persons from 13th generations below that did , Norland will pull them and fill up the gap and still pay you !! *This is just too much* This bonus runs in 6-7 figure income monthly as your team grows!
*NOTE*:In Norland there is no compulsory monthly maintenance (Authorship) , However , to earn from this maintenance bonus,member must maintain a monthly purchase of *28Pv* at all levels to Qualify for this bonus *Finally, not purchasing 28pvs doesn’t make you inactive in Norland, it DOESN’T make you lose out on other bonuses and incentives*.✅

5. *THEN ON TOP OF OUR WEEKLY / MONTHLY PAY*

We have the following Incentives

1. International trips (3 per year) 2018 we have south africa (already achieved) hollyhood and china(Already achieved),Dubai UAE and 2019 has been launched as *All roads leads to Malaysia* come March , 2019.🇦🇺🇲🇾🇿🇦🇵🇷

2. Car Incentive (4.8 million..80k pvs, 6.4 million…110k Pvs & 13million worth Range Rover @ *Gold Diamond Yearly*)

4. Medical Scholarships abroad for a period of 4-5 years + Automatic employment At graduation (for your Family members)

5. House incentive (house worth 30 million)

And lots of incentives for:
*SILVER MEDAL* *GOLD MEDAL* *SILVER DIAMOND* *GOLD DIAMOND* *BLUE DIAMOND* ETC.

*Now is the best time to join. Timing is key!* this is because Norland Care …promoting cooperative relationships and empowering entrepreneurs.

CALL: +234 806 705 0801

EMAIL: omorajagaba@gmail.com

💰💰💰💰💰💰💰 *NORLAND FOR SETTLE
MENT!!!*